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Your duty to take reasonable care not to make a misrepresentation
You must take reasonable care not to make a misrepresentation to the insurer. This means that all the
answers you give and statements you make as part of your insurance application, including at renewal
and when an amendment to your policy is required, should be honest and accurate. If you deliberately or
carelessly misinform the insurers, this could mean that part of or all of a claim may not be paid.
Completing this application does not bind the proposers or insurers to enter a contract of insurance.