Improving the financial stability of military families

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1. Introduction

On this page, you can find key information about this research project, participation in the survey, and how your data will be used in the research process. You can scroll down to the bottom of the page to proceed to the survey itself. 

Thank you for taking the time to complete this survey. This survey is to support an ongoing study to improve our understanding of the factors that impact the financial stability of military families, whether military life impacts on military partners’ and families’ financial stability, and if so, how the financial stability of military families can be improved.

Please note that participation in this survey is entirely voluntary and free from coercion. This means that you have the right to refuse to participate and can withdraw from the survey at any point. Below you can see further information about the study.

What is the purpose of the research?
The purpose of the research is to investigate whether and how military life impacts on military partners’ and families’ financial stability what possible recommendations might be provided to address this potential problem.

Who is doing this research?
This study is being undertaken by an independent research organisation, RAND Europe, in partnership with the Army Families Federation, with support from the Ministry of Defence (MOD). The research is funded by the Forces in Mind Trust.

Why have I been invited to take part?
Please complete this survey if you are:
  • A spouse/civil partner of either a current or former member of the UK Armed Forces;
  • A long-term partner of either a current or former member of the UK Armed Forces;
  • Separated, but still legally married or in a civil partnership with a current or former member of the UK Armed Forces;
  • Divorced from/formerly in a civil partnership with a member of the UK Armed Forces;
  • The widow/surviving civil partner of a former member of the UK Armed Forces;
  • A divorced/widowed/current spouse/long term partner of a current or former member who is also a serving or former member of the UK Armed Forces;
  • A serving member of the UK Armed Forces who has a spouse/civil partner or a long-term partner;
  • A former member of UK Armed Forces who has a spouse/civil partner or a long-term partner;
  • A single serving or former member of the UK Armed Forces who has children.
If you fall into one or more of the categories above, we would be grateful if you could participate in our short survey. Participation is entirely voluntary, and you can stop at any time.    

Do I have to take part?
No, participation is entirely voluntary.

What will I be asked to do?
This survey aims to understand the views of current and former Service personnel and their partners on the issue of financial stability. This survey should take you no longer than 15 minutes.

Are there any direct benefits to me of taking part?
Your responses will help us better understand whether and how military life impacts on financial stability of military families. Through our research, we hope to help improve support in this area, including through helping influence UK policy.

What are the possible disadvantages (or risks) of taking part?
We do not believe there are any disadvantages in taking part in this survey. Whether or not you take part will not affect a your or your partner’s Service career and their chain of command will not be informed.

Can I withdraw from the research and what will happen if I withdraw?
You may withdraw at any time prior to completing the survey without consequences and without giving a reason. We will discard any survey response that is incomplete. However, given the survey is anonymous, you will not be able to withdraw your responses once you complete and submit the full survey as we will not be able to identify your response.

Will I receive any expenses or payments?
No. There are no expenses or payments associated with this study.

Will my taking part or not taking part affect my career?
Taking or not taking part will not affect anyone’s Service career and their chain of command will not be informed.

Who do I contact if I have any questions?
Name:       Luke Huxtable
Address:   Westbrook Centre, Milton Road, Cambridge, CB4 1YG
Tel No:     +44 (0)7896 937591
E-mail:      huxtable@randeurope.org 

Who do I contact if I have a complaint?
Name:       Mrs Rani Viknaraja
Address:   RAND Europe, Westbrook Centre, Milton Road, CB4 1YG, Cambridge      
Tel No:     +44 (0) 1223 353329 x 2556     
E-mail: financialstability@randeurope.org or if you have any concerns relating to data processing and use, please email the RAND Europe Data Protection Officer at redpo@randeurope.org with the following subject line: ‘19184 – Financial stability’.
Website: https://www.rand.org/randeurope/research/projects/military-families-financial-stability.html

What happens if I suffer any harm?
If you suffer any harm as a direct result of taking part in this study, you can apply for compensation under the MOD’s No-Fault Compensation Scheme.

Will my records be kept confidential?
We do not intend to collect any personally identifiable data as part of this survey, and we have deliberately worded the questions in order to allow your responses to the survey to be entirely anonymous. Whilst you might choose to provide information in open text responses that could theoretically allow you to be identified, we undertake not to use any information provided in this way.
Given the anonymity of the survey, you will not be able to withdraw your responses once submitted (but you can withdraw at any point when completing the survey), as we will not be able to identify your response amongst others. However, we will discard any survey response that is incomplete as we will take decisions to not complete the survey as an indication of a wish to withdraw.
Your data will be used solely with respect to this study, with the study team at RAND Europe conducting the analysis internally. The data will be always held on secure servers in line with our ISO 27001 accredited Information Security Management System, and in line with the Data Protection Act 2018. Any personal data will only be held as long as needed for the purposes of the study, and all derived analysis and study documentation will be held up to 10 years from the conclusion of the study in order to respond to any queries that may arise.

Who has reviewed the study?
This study has been reviewed and given favourable opinion by the Ministry of Defence Research Ethics Committee (MODREC). Our MODREC Application number is 2107/MODREC/21.

Further Information and Contact Details
Name: Miss Linda Slapakova
Address: Westbrook Centre, Milton Road, Cambridge, CB4 1YG
Tel No: +44 (0)1223 353329 
E-mail: lslapako@randeurope.org 

Compliance with the Declaration of Helsinki
This study will be conducted in accordance with the principles defined in the Declaration of Helsinki [1] as adopted at the 64th WMA General Assembly at Fortaleza, Brazil in October 2013.
[1]  World Medical Association Declaration of Helsinki [revised October 2013].  Recommendations Guiding Medical Doctors in Biomedical Research Involving Human Subjects. 64th WMA General Assembly, Fortaleza (Brazil).

 
 

1. Do you confirm that you have read and understood the information relating to this study and are willing to participate? *

 

2. Are you over 18 years old, and are either a current or former Service person, and/or the partner/spouse/former partner/widower of a Service person? *